Guaranteed Investment Contract (GIC)…

Guaranteed Investment Contracts are issued by insurance companies on a negotiated basis to institutional pension and retirement plans. These contracts offer preservation of principal, attractive rates of return, and low market risk.

Qualified Annuity Services, Inc. formed a division known as The New York GIC Exchange (“NYGIC”) in 1982 to provide GIC placement services. With a staff of knowledgeable underwriters and contract placement specialists, NYGIC has placed over $2 billion of GICs since inception.